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Small Dollar Consumer Loans

For over a decade, RAISE Texas has been supporting the growth of affordable short-term loans and fighting the most harmful predatory practices of payday and auto title lenders. 

RAISE Texas stands with and supports the 49 cities that have passed local ordinances to rein in the harmful lending practices that create a cycle of debt.

For Advocates & Practitioners: Want to know where to find small dollar loans (up to $2,500) that are accessible to Texans with lower credit scores or no credit and have an APR that does not exceed 36%? Check out this extensive list of organizations offering better loan options.

 

For Consumers: 

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